Proposed means of payment

The different payment methods offered by Atelier Ruffles are:

Payment by credit card:

The Atelier Ruffles online shop accepts the following credit cards: Visa, MasterCard, American Express.

Your credit card account will not be charged until the goods are shipped. At the time of issuing the order, the amount charged is only reserved, this procedure is also called authorization. For more information about authorization, please click here.

In case of return of goods, the amount of the purchase will be credited to your credit card account immediately after the processing of the returned goods, made by our logistics center. Please note that the timeframe by which the amount of the purchase is credited to your bank account depends on the issuing institution of your card and is subject to the respective agreements entered into by the institutions. Please contact the credit card company for any further information.

Foreign bank card:

If you pay with a foreign bank card, Atelier Ruffles reserves the right to process your transaction with 3D-Secure or 3DS. The 3D Secure protocol is a system for securing online payments by Visa, MasterCard or your BNP Paribas Fortis card.

Note: If you are not redirected to 3DS, unfortunately you can not pay with a foreign bank card.

Here are some important safety information:

In case of misuse of your credit card, you can oppose the transaction with your credit card institute.

To ensure the security of transactions and to protect your personal data as much as possible, any data transmitted from the "cash register" of the Atelier Ruffles online store is encrypted using the most modern security technology (Secure Sockets SSL Layer).

In addition, in order to guarantee the security of your Internet transactions, you must indicate when you pay the security code of the credit card. This number is not stored on the magnetic stripe of your credit card and does not appear on the payment receipts.

Payment by PayPal:

PayPal is a secure, simple, fast and free online payment method for making payments in the online store.

Secure: your bank or credit card details are simply registered with PayPal and you will not need to re-communicate them with each order.

Simple: You pay in two clicks. Indeed, you use the bank or credit card data you left with PayPal instead of reintroducing each time.

Fast: Payments via PayPal arrive quickly to sellers, usually allowing for faster shipping and receiving of merchandise.

Payment by Bancontact:

Here is the progress of a payment:

- You indicate the number of your Bancontact card and its expiry date.

- You will be redirected to the website of your bank to finalize your identification to validate your order.

- The terminal contacts the Atos Worldline network; he checks the validity of your credit card.

- A check is made to see if your account is sufficiently stocked.

- Atos Worldline sends the agreement to the terminal to continue the payment.

- Atos Worldline instructs you to transfer money from your account to the merchant's account.

- The screen indicates that the payment is in order

Payment by bank transfer:

You can, if you prefer, pay by bank transfer. Once your order is complete, you will receive a confirmation email with the details of your order and our bank details. Once the invoice has been paid, we will prepare your order (Please note that the payment transfer delay may take 3 to 4 days)

If your bank charges additional processing fees, they will be at your expense. If you do not make the bank transfer within 5 days of your order, it will be canceled. The order will be shipped only when the full payment is transferred to our bank account.

Attention - please note our new bank details:

  Bank: International Asset Bank

  IBAN: BG14IABG74321000323801

  SWIFT CODES (BIC): IABGBGSF